Quincy Hannibal Keokuk, IL, October 15, 2026 —

Social Security benefits are set to receive a 3.6% cost-of-living adjustment beginning in January 2027, according to the trend summary. The adjustment is expected to affect approximately 72 million beneficiaries and 7.3 million recipients of Supplemental Security Income, or SSI.

The projected increase would raise the average retirement benefit by about $75 per month. That figure is an estimate for the average retirement benefit; the summary does not state that every recipient would receive the same dollar increase.

The summary does not identify the source of the projection or provide further details about how the adjustment was calculated. It also does not specify individual benefit changes, the average benefit amount before the adjustment, or whether the figures may be revised. The reported start is January 2027, but no specific payment date is given.

The figures distinguish between the approximately 72 million Social Security beneficiaries and 7.3 million SSI recipients. The summary does not clarify whether those groups overlap, so the numbers should not be combined into a single total. It also does not provide additional information about how the adjustment applies to different types of benefits.

Based on the information provided, the announced change is a 3.6% adjustment beginning in January 2027, with an estimated monthly increase of about $75 for the average retirement benefit. More detailed information about individual payment changes and the basis for the projection was not included.


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